When you’re ready to discuss your project with our experienced team, contact us for a free in-home consultation.
Why Finance Your Floors?
Floors that are worn, damaged, or outdated can affect the comfort and look of your home, and waiting months or years to save for a full replacement isn’t always practical. Financing programs provide a way to install new floors sooner while spreading out the cost of the payment.
Here are some top reasons homeowners in Metro Nashville finance their floors:
- No delays. Financing makes it easier to take care of damage when your floors need it, rather than putting off the project for months or even years to budget costs.
- Spread out payments. You can find a flexible solution that turns the cost into manageable monthly payments that fit your budget.
- Protect savings. By spreading the costs over time, you can make a meaningful upgrade to your home without dipping into your savings.
- Take on larger projects. Instead of a series of smaller upgrades over a few years, you can plan one seamless renovation that makes your floors flow beautifully from room to room.
Understanding Hardwood Flooring Costs in Nashville
New or refinished hardwood floors are an investment that can significantly improve your home value. However, even with the most affordable hardwood flooring services in Nashville, the project can be expensive for many homeowners. Hardwood flooring costs in Nashville can vary depending on the type of wood, the size of the project, and installation requirements.
A few common things that can affect price are:
- Wood species. If you’re comparing hardwood flooring Nashville cost estimates, you’ll find that some more unique or durable wood species cost more than others. Plank styles and installation methods can also influence the final price.
- Hardwood type. Engineered wood is often more affordable than solid hardwood flooring in Nashville. It's also less time and labor intensive to install.
- Preparation costs. Whether it’s subfloor repairs, removing older flooring materials, or leveling uneven surfaces, preparation labor can affect the overall pricing.
- Refinishing. If you have existing hardwood floors, evaluating the cost to refinish hardwood floors in Nashville, TN, could be a better option than replacing the floors. It's often a more affordable route and just as satisfying for refreshing the home.
By speaking with local professionals, like our team, you can get a better understanding of available options and get a clearer picture of hardwood flooring prices in Nashville and the surrounding area.
Our Financing Options
Finding the right financing plan lets you fast track your flooring project rather than delaying for months or even years to save the full amount. If your floors are worn, damaged, and you’re ready to update with classic hardwood, modern tile, durable laminate, comfortable carpet, or affordable vinyl flooring in Nashville, TN, a flexible floor financing plan allows you refresh your home now with step-by-step payments aligned with your budget.
We work with reliable partners to offer several convenient financing plans:
U.S. Bank Avvance Flexible Financing
The #1 choice we present to our customers is U.S. Bank Avvance for flexible, low-interest financing. Most flooring projects can easily be paid off within a 12-month time period when paired with the right financing plan. We recommend Avvance to our customers for their excellent 0% interest financing options, including 0% interest for 12 months, which tends to be a great fit for most homeowners. They also offer competitive rates for longer-term, interest-bearing plans.
Find out how affordable your project can be when you partner with us and U.S. Bank Avvance.
Upgrade Financing
Our secondary financing partner is Upgrade, a lender that offers flexible financing solutions designed for home improvement projects like new flooring. Through Upgrade, Nashville homeowners can explore several financing plans that make it easier to move forward with a flooring renovation without paying the entire cost upfront.
These are a few plan types that are designed to give you flexibility that fits your budget and timeline:
6-month no payment & no interest financing:
One popular option many Metro Nashville homeowners choose is a promotional financing plan with no required payments and no interest when the loan is paid in full within the first six months. This plan can be perfect for smaller to mid-size flooring projects, where homeowners know they’ll be able to pay off the renovation with savings, bonuses, or tax returns within a few months.
Traditional term loans:
Upgrade also offers a few different term loans for floor financing in Nashville, TN, that allow you to spread out the cost of your flooring project over several years with fixed monthly payments. This makes it easier to plan around your household budget and still move forward with improvements like new luxury vinyl or affordable hardwood flooring in Nashville. Options include 5-, 7-, 10-, and 15-year plans. Since there are no pre-payment penalties, you have the freedom to pay extra or pay off the balance early whenever it makes sense for you.
Acorn Financing: Compare Multiple Lenders
If you prefer to compare several financing options at once, we also offer financing through Acorn Finance. Instead of applying to several lenders individually, homeowners can get pre-qualitied through Acorn and review loan offers from a network of lenders. This makes it easier to compare rates, payment terms, and loan structures, so you can choose the option that fits your financial goals best.
Homeowners choose Acorn because it offers:
- Simple online pre-qualification
- Access to multiple lenders
- Comparing rates and loan terms in one place
- No impact on your credit to check options
Foundation Finance
Foundation Finance is another financing partner that helps Metro Nashville homeowners upgrade their floors with less strain on their budgets. As a lender that focuses on home improvement projects, Foundation Finance offers financing programs designed specifically for renovations like flooring installation, refinishing, and whole home updates.
The advantages of going through Foundation Finance are:
- Flexible financing programs
- Competitive interest rates
- Simple approval process
- Plans designed for home improvement projects
Invest in Flooring You Love
New floors can improve your home's comfort, style, and long-term value. Financing simply gives you the flexibility to upgrade your floors with beautiful quality materials or the best budget flooring in Nashville, TN, without stretching your budget. Whether you prefer a short-term promotional plan, fixed monthly payments, or comparing multiple lenders, we’re here to help you find the right options.
Ready to Explore Financing Options?
When you’re ready to find the best floor financing plan for your budget, you can contact our team at Floor Coverings International® of Metro Nashville, TN, to learn more about available financing plans and get started on your flooring project.
Call us at (615) 615-0324 or schedule a free in-home consultation today.
